Our mission is to help people keep their money.
Delagify Financial helps individuals and small businesses avoid rip-offs, mistakes, and taxes — with straight advice and no hidden agenda.
What we do
For most people, money leaks out in three places: paying too much in taxes, getting talked into the wrong products, and making big decisions without good information. Delagify closes all three gaps.
Avoid taxes. You shouldn’t pay a dollar more than the law requires. We build tax strategies — and file the returns — that keep money in your pocket while keeping you fully compliant.
Avoid rip-offs. Conflicted salespeople and slick products cost people billions every year. As fee-only fiduciaries we have no product to push. We do not charge based on a client’s assets, only the scope of work.
Avoid mistakes. Our practice implements both investment advice and tax advice. We oversee the tax return as well as the financial plan, so you aren’t left holding the ball for gaps in communication or instances where your financial advisor says “I’m not a tax expert.”
Who we help
Individuals
We help individuals and families with investable assets below $15 million.
Often the catalyst is a drastic income increase like stock benefits, a drastic income reduction like retirement, or wanting to optimize savings.
Generally, our clients get clarity around the following areas:
- Am I saving appropriately for my goals?
- Are there any accounts or strategies that could be more efficient?
- Are my investments appropriate for me?
- Where should I save my next dollar?
Business owners
We help businesses with bookkeeping, tax filings, and long-term planning. We offer multiple levels of services integrating financial planning between the business and individual. Often, there are additional planning strategies to reduce their lifetime tax burden. We can help identify these strategies and describe the benefits and costs of them.
Benefits of Delagify
- We work for you, not a commission. Fee-only and fiduciary — our advice isn’t tied to selling you anything.
- We see our advice through to the tax return. Many advisors will point a finger at someone else once it’s time to implement a strategy. By providing both tax and financial planning services in house, we can not only make a recommendation, but ensure it’s reported correctly on your tax return.
Get started
Before any engagements, we recommend a free consultation to understand if you are a good fit for Delagify.
Frequently asked questions
Why don’t you work with families with more than $15 million in assets?
If you have more than $15 million in assets, there may be additional planning and investing tools that may be suitable. We do not have in-house attorneys to create more complicated instruments for strategies like bypassing estate taxes. While clients with less than $15 million need to be aware of estate taxes, they generally don’t require the same level of direct legal assistance.
Why don’t you service businesses with more than $10 million in assets or revenue?
Delagify specializes in smaller businesses. Larger operations may see more value from in-house accounting solutions.
Should I work with an asset manager if I’m not fully taking advantage of my employer plans?
Generally speaking, if you are saving at least 10% of your income into low-fee, tax efficient vehicles (like a 401(k)) you are better off without paying an asset manager. While Delagify can help give your financial plan clarity and better estimate the benefits of spending now, studies show that no manager consistently beats the market on a risk adjusted basis. Therefore, we often recommend employer plans for their fee efficiency and tax efficiency. This may not apply to everyone as there are some downsides to employer plans.