Financial Planning
Delagify Financial is currently operating on a waitlist. Depending on the complexity of your plan, it may take up to two weeks to schedule your first appointment. You can still use the links below to be added to the waitlist.
We offer comprehensive financial planning services. Our services typically focus heavily on long-term tax planning. All our comprehensive plans assist in the following areas:
- Prioritizing goals and monitoring goal progress
- Recommending investment allocations
- Running long-term projections
- Defining the best place to direct extra savings
| Basic $2,400 Join waitlist | Advanced $3,600 Join waitlist | Basic Retirement $4,800 Join waitlist | Complex $7,200 Join waitlist | |
|---|---|---|---|---|
| What you get | ||||
| Planning meetings | 4 | 4 | 4 | 4 |
| Followup meetings | 1 | 2 | 4 | 10 |
| Investment accounts advised | 4 | 6 | 6 | 12 |
| Financial models | 3 | 5 | 5 | 12 |
| Strategies and accounts covered | ||||
| IRA accounts | ✓ | ✓ | ✓ | ✓ |
| 401(k) | ✓ | ✓ | ✓ | ✓ |
| 529 accounts | ✓ | ✓ | ✓ | ✓ |
| ESOP/ESPP | — | ✓ | — | ✓ |
| ISOs | — | ✓ | — | ✓ |
| RSUs | — | ✓ | — | ✓ |
| Backdoor IRA (including mega backdoor) | — | ✓ | — | ✓ |
| Rental property | — | ✓ | — | ✓ |
| Annuity products | — | ✓ | — | ✓ |
| Social Security strategy | — | — | ✓ | ✓ |
| Pension strategy | — | — | ✓ | ✓ |
| Monthly distributions | — | — | ✓ | ✓ |
| IRMAA analysis | — | — | ✓ | ✓ |
| Trusts | — | — | — | ✓ |
| S-Corps | — | — | — | ✓ |
| §199A | — | — | — | ✓ |
| §1035 | — | — | — | ✓ |
| §1031 | — | — | — | ✓ |
| §617 deductions | — | — | — | ✓ |
| Gift/Estate taxes (projected net worth over $15 million) | — | — | — | ✓ |
Payment for services can be made by transfer from investment returns, credit card, check, or bank transfer.
Ongoing support and active management
Unlike most financial planners, we do NOT charge a percentage of assets managed.
Ongoing support is provided based on the complexity of your financial situation:
- $2,400 per year for those requiring a Basic plan
- $3,600 per year for those requiring an Advanced plan
- $4,800 per year for those requiring a Basic Retirement plan
- $7,200 per year for those requiring a Complex plan
Taxes
Individual income tax services
Individual Income tax return — $300
Includes a basic tax return. (Includes Schedule 1040, Schedule 1)
Rental property — +$150
Rental property. (Includes Schedule E)
Self-employment — +$150
Includes income as a sole proprietor or disregarded entity. (Includes Schedule C)
Additional state return — +$25
Returns with multiple states where a credit is claimed for taxes paid to another state. (The first state return is included in the price of an individual return).
Complex investment income — +$150
For Schedule 1099-COMP or 1099-B with more than 2 transactions or a K-1
Itemized deductions — +$25
Schedule A deductions, including mortgage interest, state and local income tax deduction, or charitable deduction.
Organization or manual reconciliation — $100/hr
This only applies for cases where we need to compute information. One example, is computing basis on cryptocurrency or gifted assets.
Business tax services
Basic entity tax return — $750
Tax return for a partnership, trust, or S-Corp.
Balance Sheet — +$150
Balance sheets are typically required with entities with more than $250,000 in revenue.
Ongoing support
Personal support — $150/month
Tax support including estimated payments and personal tax questions.
Small business — $300/month
Tax support, including estimated payments, self-employment tax, and business structure questions for businesses that do their own bookkeeping.
In-depth business support — $500+/month
Clients who need bookkeeping or ongoing support services. This price starts a $500 and can increase from there based on the complexity and amount of support provided.
We specialize in taxes for individuals and small businesses. We help clients solve issues with:
- Equity compensation including:
- Employee Stock Ownership Plans (ESOP)
- Incentive Stock Options (ISO)
- Non-qualified Stock Options (NSO)
- Restricted Stock Units (RSU)
- Employee Stock Purchase Plans (ESPP)
- Multi-state returns
- Sale of real estate
- Digital assets such as Cryptocurrency, NFTs, or DAOs
- Income from estates and trusts
- Rental property
- IRA strategies, including advanced strategies such as backdoor IRA and mega-backdoor IRA
We currently do not offer bookkeeping, payroll, or tax services for companies with more than $10 million in assets or $10 million in revenue. Still, we can help make recommendations to get you to the right professionals.
Delagify is based in Denver, Colorado, with satellite offices in Arvada, Colorado. We work with clients across the state and the nation using remote meetings.