How no fees can be worse for you
R Persichitte was recently featured in a Marketwatch article about pitfalls of hidden fees: Marketwatch: The Advicer Here are more tips to not get ripped off by a lack of transparency. Transparency of Hourly Fees Advisors (like Delagify) who charge fees for services have some advantages. This method is transparent, making it easier for clients […]
Long-Term Investors, Don’t Let a Recession Faze You
Investors may be tempted to abandon equities and go to cash when there is a heightened risk of recession. But research has shown that stock prices incorporate these expectations and generally fall in value before a recession even begins. Across the two years that follow a recession’s onset, equities have a history of positive performance. […]
Joe Biden accidentally paid for Colorado’s new retirement requirement.
Colorado SecureSavings required employers to provide retirement plans. A few months later, SECURE 2.0 said they would pay for it. The state law is mandatory; the federal law is free money. What you can offer Since you are now required to offer a retirement plan opportunity for your employees, here are some pros and cons of […]
Mind over Matter: Perspective for Investors on the US Debt Ceiling
KEY TAKEAWAYS If ongoing debate over the debt ceiling is giving you a dizzying sense of déjà vu, you are forgiven. The debt ceiling, or limit, reflects the amount of money the United States (US) Congress has authorized the government to borrow, and Congress can authorize increases when the government nears or reaches the existing […]
Three questions to see scams coming
The collapse of FTX and its crypto-asset token, FTT, is a tragic loss for millions of investors. We aren’t going to focus on blame or whether fraud charges might be on the table but rather discuss some of the red flags that existed beforehand and what the fallout could mean in the long run. First, […]
Elections and your money
The article below was originally published by our partners at Dimensional Funds by Weston Wellington. It describes how the market tends to react to an election year and how we, as investors, can respond.
Top 5 ways salespeople trick you
These are the ways salespeople trick customers into buying more or buying things they can’t afford.
Solar scams in 2022
Here is a list of common lies salespeople tell when trying to get someone to go solar.
New tax enforcement
If you cheat on your taxes, STOP. The IRS is increasing enforcement and now they have serious funding to do it.
Real estate mistakes
Real estate can be part of a balanced breakfast, but it needs to fit in with your overall financial plan.