Robert anchors the case against vacation homes in retirement — they ruin budgeting by raising spending levels — and suggests renting in the destination for a year as the test run before any purchase. Read the full article →
5 Reasons You Should Not Buy a Vacation Home When You Retire Read More »
CNN used Robert’s tax math to show the real cost of cashing out a 401(k) when changing jobs: on an $85,000 salary, a $15,000 cash-out costs roughly $4,500 in taxes plus a $1,500 penalty — before counting lost growth. Read the full article →
The money you forfeit when you cash out of your 401(k) can be staggering Read More »
Robert contributes the ‘think beyond election day’ lesson: in 2016 everyone expected a crash on a Trump win, and stocks soared the next day — short-term election predictions usually miss. Read the full article →
Market Experts Reveal Smart Money Moves Ahead of Historic 2024 Election Read More »
Robert recommends a second opinion from a fee-for-service adviser: they’re paid for the work they perform, so the opinion is impartial — no asset-based incentive to keep your money parked. Read the full article →
Can my financial adviser try to stop me from withdrawing money? Read More »
Robert explains why the TCJA sunset made the 2024 election a tax event, calling it the most comprehensive change to the system since the 1980s and laying out the two most likely post-election scenarios. Watch the segment →
The Tax Cut and Jobs Act is set to expire next year. What that means for Coloradans Read More »
One of six pros on recession prep, Robert notes election-year turbulence can be lasting (2008) or a blip (2016) — so match risk to a long-term strategy and ignore the short-term noise. Read the full article →
The No. 1 money move to make now if you’re worried about a recession Read More »
Robert flags the per-trade fee as non-standard for an RIA — it creates an incentive to recommend as many trades as possible. His fix: work with a fiduciary with a legal duty to put the client first. Read the full article →
My adviser charges me $1,500 per year, plus 1% per trade. Am I being ripped off? Read More »
Robert explains that by the nature of statistics some stocks in any modeled portfolio will underperform, and swapping them may not be worth the tax hit. His advice: question the process — ask how the stocks got there and why they’re worth keeping. Read the full article →
Kitco quoted Robert on whether spot Bitcoin ETFs threaten crypto’s decentralization. His take: institutional concentration is real in equities, but it took decades of index-fund flows — an unlikely path for Bitcoin. Read the full article →
Bitcoin ETFs: Boon or bane for decentralization? Experts weigh in Read More »
Robert provides the full framework: diagnose whether the debt is temporary or chronic, self-audit, make lifestyle changes, and use the debt-avalanche method — while avoiding balance-transfer consolidation as a first move, which he calls trying to solve debt with more debt. Read the full article →
6 steps to tackle credit-card debt Read More »
