Robert’s framing anchors the answer: judge fees by what they include, not the raw number — if $126K covers planning and management it’s a steal; stacked on other asset-management fees, it’s a huge ripoff. Read the full article →
I have $20M in assets and pay about $126K a year in fees. Am I getting ripped off? Read More »
Robert flags that the reader’s tax return probably needs fixing first, calls the proposed QLAC a solution to a tax problem that doesn’t exist yet, and warns that commissioned insurance agents will recommend it 100% of the time — because that’s how they get paid. Read the full article →
I’m 72 with $1M saved and a pension. I want to skirt some RMDs. How? Read More »
MarketWatch featured Robert on competing with finfluencers for young clients: don’t tell them their sources are lying — engage respectfully, ask questions Shark Tank-style, and let them discover the gaps themselves. Read the full article →
Robert warns the couple off asking an insurance salesperson for advice, suggests a lower-cost financial coach, and prescribes the order of operations: kill high-interest debt, max employer plans, and get both budgeting and investment costs down. Read the full article →
Robert’s standard for wary clients: a fiduciary isn’t enough — check that your adviser is a fiduciary at all times, since some put clients first only until it’s time to sell a commissioned product. Fee-for-service pricing keeps incentives clean. Read the full article →
‘All they do is get my money’: I’m afraid of financial advisers but want money help Read More »
Robert recommends a second opinion from a fee-for-service adviser: they’re paid for the work they perform, so the opinion is impartial — no asset-based incentive to keep your money parked. Read the full article →
Can my financial adviser try to stop me from withdrawing money? Read More »
One of six pros on recession prep, Robert notes election-year turbulence can be lasting (2008) or a blip (2016) — so match risk to a long-term strategy and ignore the short-term noise. Read the full article →
The No. 1 money move to make now if you’re worried about a recession Read More »
Robert flags the per-trade fee as non-standard for an RIA — it creates an incentive to recommend as many trades as possible. His fix: work with a fiduciary with a legal duty to put the client first. Read the full article →
My adviser charges me $1,500 per year, plus 1% per trade. Am I being ripped off? Read More »
Robert explains that by the nature of statistics some stocks in any modeled portfolio will underperform, and swapping them may not be worth the tax hit. His advice: question the process — ask how the stocks got there and why they’re worth keeping. Read the full article →
Robert was quoted on why ‘no fees’ can be worse for you than transparent pricing — free offers tend to recover their costs somewhere less visible. Read the full article →
