Robert explains why pandemic-era savings cushions have reversed and advises against measuring holiday success by spending — have the honest gift conversation, and save monthly for next year’s season. Watch the segment →
Making Ends Meet: Some Coloradans are cutting back this holiday shopping season Read More »
Robert joined the Client Horror Stories podcast with a story about a client who wanted to retire early while household spending ran four times higher than he realized — and how the numbers conversation went. Listen to the episode →
That time when your client wanted to retire early — Client Horror Stories Read More »
Robert is the featured adviser of this column — the story is a case he audited, an extremely wealthy person who still managed to bounce checks, and the lessons it holds for everyone else’s cash management. Read the full article →
Robert weighs in on what winners should actually do with a jackpot: it has to last a lifetime, so quick math on sustainable spending — plus an attorney and a financial professional — comes before any big purchases. Read the full article →
42% of Lottery Winners Are Doing the Smart Thing, Experts Say Read More »
Robert is quoted on the hidden problem with target-date funds: layered fees that are extremely difficult to determine, because disclosure rules let funds report only the top-level fee. Read the full article →
Is Your Retirement Slipping Away? ‘Target-Date Funds’ May Be To Blame Read More »
Robert provides the lead quote on Inflation Reduction Act credits, highlighting that the home-efficiency credit became annual instead of lifetime — so spreading a project across years can multiply the total credit. Read the full article →
EVs, heat pumps and solar panels: What advisors say about new tax credits Read More »
Robert walks new graduates through their first money priorities — student loans and the jump in taxes after college — and pushes back on ‘I’m not a math person’ thinking. Watch the segment →
Graduating from college? Here’s how to increase your financial literacy Read More »
Built entirely on Robert’s guidance: FAFSA timing, why not to raid a 401(k) for tuition, Colorado’s 529 deduction, coordinating education credits with parents, and why every student should file the FAFSA regardless of family income. Read the full article →
6 tax tips for college students Read More »
Robert tells a reader paying 1.75% on inherited investments that the fee is too high, and recommends a fee-only adviser with tax expertise — inherited-IRA distribution rules carry complexity a robo-adviser can’t handle. Read the full article →
‘Is this a lot?’ My financial adviser is charging me 1.75% and I don’t know what to do Read More »
Robert explains the post-COVID refund drop: lower credit amounts, lost earned-income flexibility, and credits reverting from refundable to non-refundable — a refundable credit is like a check, a non-refundable one like a coupon. Read the full article →
Many Americans Don’t Expect a Tax Refund This Year — 4 Reasons Refunds Might Be Smaller Read More »
