Robert frames the question as opportunity cost — good or bad compared to what? — and advises measuring any alternative strategy across both good and bad markets before judging, with a second opinion from a fee-for-service planner who isn’t selling anything. Read the full article →
Robert answers with his certified fraud examiner hat on: enough red flags to involve the authorities. Call the number on the account statement for full transaction history, and contact adult protective services for guidance. Read the full article →
Robert is the featured adviser of this column — the story is a case he audited, an extremely wealthy person who still managed to bounce checks, and the lessons it holds for everyone else’s cash management. Read the full article →
Robert tells a reader paying 1.75% on inherited investments that the fee is too high, and recommends a fee-only adviser with tax expertise — inherited-IRA distribution rules carry complexity a robo-adviser can’t handle. Read the full article →
‘Is this a lot?’ My financial adviser is charging me 1.75% and I don’t know what to do Read More »
Robert answers a retired couple shaken by a six-figure loss: advisers have two jobs — choosing a strategy and educating clients about its risks. If yours can’t clearly explain both, it’s time to work with someone else. Read the full article →
